What is Hyparrow?
Hyparrow is a payment gateway API that lets you embed financial services directly into your product. You create an account, complete KYC, generate API keys, and start moving money — without building payment infrastructure from scratch. Hyparrow handles the underlying connections to payment networks, banks, and billing systems. You call the API; Hyparrow does the rest.Who is it for?
Hyparrow is designed for developers and product teams building:- Fintech applications that need to collect payments or disburse funds
- Platforms that want to offer bill payment (utilities, airtime, data) to their users
- Businesses that invoice clients and need programmatic payment tracking
- Any product that needs virtual accounts, bank transfers, or card payments as a feature
Features
Bill Payments
Pay electricity, cable TV, airtime, data, and hundreds of other billers through a single API.
Bank Transfers
Initiate outbound bank transfers to any Nigerian bank account. Look up account names before sending.
Virtual Accounts
Assign dedicated virtual account numbers to your customers. Deposits credit your wallet automatically.
Card Payments
Accept card payments from customers via checkout links or direct API integration.
Invoicing
Create and send invoices. Customers can pay via virtual account, USSD, OPay, or card.
Webhooks
Receive real-time notifications for every completed transaction on your webhook URL.
Customer Management
Create and manage customer records with dedicated virtual accounts per customer.
KYC Verification
Verify BVN, NIN, CAC, drivers licence, and more through a unified verification API.
Base URL
All API requests go to:/api/v1/.
Response format
Every response follows a consistent envelope:"success": false with an "error" string:
Next steps
Quickstart
Make your first API call in five steps.
Authentication
Learn how API key and JWT auth work.